PNB Housing Loan | PNB Home Purchase Loan

PNB Housing Loan | PNB Home Purchase Loan :- PNB Housing Loan provides loans for purchasing House, construction and extension of dwelling units. PNB Housing Loan offer customized Home Loan solutions with best in class services with very simple loan procedures.

PNB Home Loans

PNB (Punjab National Bank) providing a whole bunch of services to customers to meet their Home Loan requirement. To applying for a PNB Home Loan with branches across India, robust service delivery model and market credit & financial policies help the customer to build a long term relationship of trust and commitment.

Advantages of PNB Housing Loan

  • The customer can avail this service fromPAN India branches Network.
  • PNB Housing Loan Provides an extensive range of home loan products for example, Home construction loan, Home Extension Loan Home Purchase Loan, Home Improvement Loan and Land or Plot Loans.
  • The customer can also avail the door step services ensuring easy and fast approval & disbursal of loans.
  • The customer can get the excellent post disbursement services.
  • The client can enhance the loan amount if the event cost
  • PNB Housing Finance provides the dedicated team of well-experienced employees who work on the best in class information system to provide the 100% customer’s satisfaction.
  • The customer can feel the 100% standards of ethics, integrity and transparency.
  • The customer will get the various repayment options.PNB HOme Loan

PNB Home Loan Eligibility Criteria

PNB Housing Finance PNB Home Loan Eligibility Criteria is tiny as the application should not be more than 70 years at the time of loan maturity.

PNB Housing Loan Interest Rate

PNB Housing Loan offers floating rate of interest

Salaried Self Employed Professionals Self Employed Non-Professionals
9.55% 9.55% – 10.55% 9.80% – 11.30%

*Rates of interest are the subject to change at the sole discretion of PNB Housing Finance Loan.

PNB Home Loan Fixed Interest Rate

PNB Housing Finance Offers 3 year, 5 years & 10 year Fixed Rate Scheme for Salaried & Self-Employed Professionals.

Fixed for 3 years Fixed for 5 years Fixed for 10 years
9.55% 9.55% – 10.55% 9.80% – 11.30%

PNB Housing Finance Offers 3 year, 5 years & 10 year Fixed Rate Scheme for Self Employed Non-Professionals

Fixed for 3 years Fixed for 5 years Fixed for 10 years
9.55% 9.55% – 10.55% 9.80% – 11.30%

PNB Home Loan Documents Required

 

Salaried Employees Self Employed/Professionals
Duly filled Application Form with Photograph Duly filled Application Form with Photograph
Age Proof (Passport, PAN Card, Any other Certificate from Statutory Authority) Age Proof (Passport, PAN Card, Any other Certificate from Statutory Authority)
Residential Proof (Driving License, Passport, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority) Residential Proof (Driving License, Passport Ration Card,  Telephone Bill, Election Card, Any other Certificate from Statutory Authority)
Education Qualifications – Latest Degree Education Qualifications – Latest Degree (for Professionals)
Latest Salary-Slips for three months. Certificate & the Proof of Business existence along with Business Profile
Form 16 for last two years Self and Business Last three years Income Tax return with Profit & Loss Account & Balance Sheets duly certificate/audited by a Chartered Accountant
Last six months Bank Statements (Salary account) Last 12 months Bank Account Statement (self & Business)
Processing Fee Cheque in the favour of “PNB Housing Finance Ltd.” Processing Fee Cheque in the favour of “ONB Housing Finance Ltd.”
Photocopy of Title Document of the Property, Approved Plan Photocopy of the Title Documents of the Property Approved Plan etc.

All documents need self-attestation.

PNB Housing Finance Home Loan Own Contribution

Minimum contribution required from the customer will be 10% of total cost of the property (inclusive of stamp duty and the registration charges in the case of purchase of Property).

*Terms and Conditions apply*

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